Guides and the debug panel still described /notifications/refresh and api_* scheduling as current after Phase 5; keep Phase 4 cleanup and FCM send-wakeup diagnostics.
Describe VITE_DEFAULT_NOTIFY_API_SERVER / DEFAULT_NOTIFY_API_SERVER,
the debug-override resolution order, and replace outdated APP_SERVER
assumptions in build and notification testing docs.
Add doc/notification-debug-panel.md as the canonical panel reference.
Update ngrok guides, README, and analysis doc to describe independent
Backend URL, Test Mode, and Skip JWT Authentication settings, including
recommended configs for hosted test servers vs local ngrok.