<h1>Examination Terms and Conditions</h1>
<p style='line-height:12.0pt;text-autospace:none'><span style='color:black'>&quot;Candidate 
  and/or certified specialist may not:</span></p>
<ul>
  <li>Take the exam at any location other than their place of employment</li>
  <li>Receive assistance from another person in completing the exam</li>
  <li>Allow another person to complete all or part of the exam on their behalf</li>
  <li>Discuss or otherwise share the content of the exam with either co-workers 
    or individuals not employed by the Seller or non-Seller</li>
</ul>
<p style='line-height:12.0pt;text-autospace:none'><span style='color:black'>You 
  must obtain your Manager’s signature on the Manager’s Verification after completing 
  and submitting the exam for evaluation.</span></p>
<p style='line-height:12.0pt;text-autospace:none'><span style='color:black'>Freddie 
  Mac will not provide your exam score until we receive the Manager’s Verification 
  form signed by your manager.</span></p>
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<p style='line-height:12.0pt;text-autospace:none'><span style='color:black'>Individual 
  certification: </span></p>
<p style='line-height:12.0pt;text-autospace:none'><b><span> </span></b><span style='color:black'>I 
  certify that I </span></p>
<ul>
  <li> <span style='color:black'>have read all of the examination terms and conditions</span></li>
  <li> <span style='color:black'>will complete this exam from my place of employment 
    and comply with all other examination terms and conditions, as explained herein</span></li>
</p>
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