diff --git a/What-You-Must-Know-About-Paying-Off-Credit-Card-Debt.md b/What-You-Must-Know-About-Paying-Off-Credit-Card-Debt.md
new file mode 100644
index 0000000..8ece01a
--- /dev/null
+++ b/What-You-Must-Know-About-Paying-Off-Credit-Card-Debt.md
@@ -0,0 +1 @@
+The living trust Marilyn and George created specified two new trusts, referred to as an A/B trust, and will probably be set up when really spouse past away. The living trust also specified that (a) the surviving spouse would serve as trustee on the "B" trust
\ No newline at end of file